How long to clear a cheque

If you pay a cheque in on a Saturday or after 3. Cheques paid in at some financial institutions, or agents, e. The clearing cycle referred to here does not apply to foreign cheques, which can take up to 20 weeks to clear. Ask a question. Image Clearing All sterling cheques are processed via the Image Clearing Scheme — this scheme is much faster than the previous Paper Clearing Scheme and operates a two-business-day clearing cycle. Call charges may vary - refer to your service provider.

You can contact us in a number of ways. Fill in an enquiry form or find the relevant phone number. We have 15 branches across Northern Ireland that makes us the perfect solution no matter where you are. By proceeding further you are deemed to have read and accepted these when using our website. Registered Number NI How long does it take for a cheque I have lodged to clear? Cheque clearance When you lodge a cheque to your account, it has to go through a process known as the clearing cycle.

When will the payment affect any interest you get or daily arranged overdraft interest you pay? When will the payment be available for you to use? When can the cheque be returned unpaid? Cheques paid in using the Cheque Imaging process. By Up to Important legal information Lloyds Bank plc.